Fers best dates to retire 2025 help federal employees protect pension income, maximize annuity payments, and avoid benefit delays. Federal Pension Advisors explains how choosing the right retirement date affects your FERS annuity, unused leave credit, and overall retirement readiness so you can retire with confidence and long-term financial security. https://www.federalpensionadvisors.com/post/fers-best-dates-to-retire-2025